I know that I have more than most and less than some....but.....I'm really hoping to get the indoor arena up this summer. We've had business "requests" for boarding that have went elsewhere due to not having an indoor to offer. But most of all, is the fact that I have one horse at a trainer, and now Gus is at Kari's boarded only because of the lack of our own indoor arena. I moved Gus over on Saturday, and went and rode Sunday and today. Though a bit nippy, it was still about 20 degrees inside and it was soooo nice to ride. Even though Gus was more than a bit NAUGHTY...lol.....
So, I'm in the dilemma of having to borrow around $60,000 to make it happen. This would make the mortgage on the farm around $225,000. A hefty sum it feels to me, but darn it, people all over the freaking country are buying $350,000-400,000 homes.....how do they do it? I've explored the business aspect, as in what I would have to have for total number of outside horses to pay for it, the raise of current rates to account for more amenities, and the limitations of only 13 acres....sigh..... My overwhelming fear is A: I dont get the horses/clients here and B: people dont pay their friggin bills....
So, I'm still waffling.... Randy of course says to pull the trigger and just build it....but then he rarely concerns himself with if the bills are paid or paid on time or credit card balances....so he's not much help....sigh..... though, I'm sure if I said I wanted to go buy a $15,000 reining horse, he'd having something to say about THAT!
I know that no one can help me make this decision......I just want my Mom to tell me YES or NO...lol....
